Unexpected Benefits of an Emergency Fund

Every month I am able to keep my $1000 “baby” emergency fund I celebrate! I know that for some this is laughable but for some it is relatable. I have never been a person to save for a rainy day. When I want something you better believe I can save for it! So I am…

Making Do and Pinching Pennies

We took a 4 day camping trip to the coast and of course spent WAY more than I budgeted for. Bummer. It always happens so I shouldn’t be shocked. We have a weakness for coastal food. Fish and chips, fresh fish tacos, shrimp cocktail and of course clam chowder. Yum, I want to go back…

Lessons Learned

First of all let me say I am not encouraging bankruptcy, I am simply telling my story and life lessons. I started working full-time right out of high school. Went to a local university and did the college thing for a while, nothing out of the ordinary. But the job I had required me to…

Finding Motivation To Pay Off Large Debts

Within the last few months my husband and I have paid off all of our smaller debts. You know things like a student loan, car loan, a few hundred dollars on a visa card and our Lowes credit card we had been using to finish our back patio. It feels so good to not have…

5 Reasons To Look At Weekly Sales Ads

Obviously I am someone who regularly glances over weekly sales ads. If you are shopping with coupons this is a MUST. I almost always know what is on sale at the few stores I shop at regularly. There are a few bad things about keeping up with what is on sale at your favorite stores.…

How I Avoid Spending Money

For the past week I have REALLY been wanting to shop. I hate when this feeling strikes. I don’t want to go clothes shopping, although that would be fun to. I want to shop for my house. It has been forever since I went on a shopping adventure to buy things for my home. Oh…

What To Do When Food Eats Your Budget

What the heck is she talking about you ask. I’m talking about the outrageous amount of money my family spends on food. Anytime we break the budget it is due to eating out, buying Redbulls or other food and beverage splurges. Typically I budget $500 a month for groceries and we typically spend about $400…

Vanilla Latte Made At Home

Back in the day before I moved to the boonies I use to LOVE Starbucks. I worked for AT&T for many years and if you ever noticed they are almost always located right by a Starbucks so you can only imagine how many vanilla lattes and caramel macchiatos I have had over the last 10 years.…

Utilize Your Local Library TODAY!

I visited one of my local libraries the other day because I wanted to do a little more research on blogging but didn’t want to spend money on a book.  I was surprised at how much this small town library had to offer. I have always been a fan of the library. But man they…

My Quest To Save Money On Fresh Produce

I have been in a major cooking rut the past month or so. I can’t even tell you what I have been cooking because I seriously have no idea. I am trying to put together next weeks meal plan and I really need to focus on eating healthy and fresh. Especially since it’s a holiday…